| Dementia Patients Not Like Children
July 29, 2008
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Policies Cover Help in Old Age
July 28, 2008
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What Is Identity
Theft?
Identity theft is
a crime in which someone wrongfully obtains and uses another person’s
personal data in some way that involves fraud or deception, usually
for economic gain.
- Personal Data to Protect:
- Social Security Number
- Bank Account Numbers
- Credit Card Numbers
- Calling Card Numbers
- Medicare Cards and Policy Numbers
A criminal can use
these numbers that are unique to you to make unauthorized withdrawals
from your accounts or fraudulent charges to your credit cards. In
worst cases, a person may take over a victim’s identity completely
running up vast debts and even committing crimes while using your
name.
Prevent Criminals From Obtaining
Your Personal Data.
1. Do not throw away
copies of your bank or credit card statements, or any documents
with personal information on them. Invest in a small personal shredder
and shred documents before dumping.
2. Do not allow anyone
to stand within hearing or seeing distance when you are giving personal
data to anyone verbally, or punching into a keypad.
3. Cut up credit cards
before disposing, and also tear up or cut up any “preapproved”
credit cards you may receive in the mail. Criminals may try to activate
cards without your knowledge.
4. Do not give your
personal data to anyone over the Internet unless you are specifically
soliciting services from that organization. Be careful of unsolicited
Emails that promise benefit, but ask for identifying data.
5. Do not put too
much information such as SS# or phone numbers on your personal checks.
In fact you can print your intials only on your checks so that how
you sign your name is not obvious to anyone but your bank. When
writing checks to pay credit card bills, do not put the full account
number on the check. Instead, just put the last 4 numbers.
6. If possible, try
to make your mail inaccessible to anyone but you. Post office boxes
or locked mail boxes can prevent criminals from stealing your documents.
Identity Theft
Resources
If you suspect you
have become a victim of identity theft or your wallet has been lost
or stolen, or would like more detailed information on prevention,
here are some resources and contacts to be aware of.
Equifax
Credit reports: 1-800-685-1111
Or write: P.O. Box 740241, Atlanta GA 30374
To report fraud: 1-800-525-6285
Experian
Credit reports or fraud: 1-888-397-3742
Or write: P.O. Box 2002, Allen, TX 75013
Trans
Union
Credit Reports: 1-800-888-4213
Or write: P.O. Box 1000, Chester, PA 19022
To report fraud: 1-800-680-7289
Identity Theft Internet Resources
Federal
Trade Commission
Privacy Rights
Clearinghouse
Identity Theft Prevention
and Survival (Survival Kit)
www.usdoj.gov/criminal/fraud/idtheft.html
The Scoop for seniors on the West Nile
Virus
We have heard about the West Nile Virus (WNV)
in the media these days and also konw that there have been infected
birds discovered in Santa Clara County. But what do families really
need to worry about here?
Where is it?
As of August 4, 2004, four birds have been reported found infected
with WNV in Santa Clara County. The virus is spread by
mosquitoes and the California Department of Health Services reports that
8 counties in California have found birds infected with the virus.
There is no evidence, according to Vector control, that people can
get West Nile Virus from an infected bird, and no evidence yet that
other animals can get sick if they eat the birds. Vector control
recommends for sanitary reasons to pick up dead birds with your
hands in plastic bags and seal hte bag before calling authorities.
There have been 36 human cases of West Nile Virus so far, and two
fatalaties in California. One in Orange County and the other in
San Bernardino County.Heallth officials say that this virus
is now here to stay and like any new disease, until the human population
builds up immunity, some people are going to get sick.
What is it?
West Nile Virus (WNV) is a disease that affects the central nervous
system. About 1 out of 150 or (.00667%) will develop symptoms that
can include high fever, headache, neck stiffness, stupor, disorientation,
coma, tremors, convulsions, muscle weakness, vision loss, numbness
and paralysys. Symptoms may last several weeks and effects can in
some cases be permanent.
Up to 20 percent of people who become infected will display milder
symptoms like headache, rashes, or nausea, and symptoms can last
a few days up to several weeks. Most people (80 percent) who are
infected will not show any symptoms at all.
Why is this important to seniors - and what can be done to prevent
infection?
People over 50 are at higher risk to get sick. People over the age
of 50 are more likely to develop serious symptoms of WNV if they
do get sick and should take special care to avoid mosquito bites.
Applying insect repellant containing DEET to exposed skin when
going outdoors is one precaution that will help. Be aware that the
hours from dusk to dawn are peak mosquito biting times and consider
staying indoors during these times if you do not want to use repellant.
Another useful tip is to drain standing water around your home because
this is a place where mosquitoes can breed. Check your window screens
to see that they are free of holes and fit well. Screens in bad
shape can be a way for mosquitoes to enter the home.
Finally, report dead birds to state and local health departments.
You can go online to: http://westnile.ca.gov to report dead birds
or call 1-877-WNV-BIRD (968-2473). Birds of particular interest
to the health department are: crows, raens, magpies, and jays that
have been dead for less than 48 hours. Vector control recommends
for sanitary reasons to pick up dead birds with your hands in plastic
bags and seal the bag before calling authorities. If they don't
come to pick up the bird within a day or two, it is recommended
the bird is double bagged and thrown away.
More detailed information about vector-borne diseases like WNV can
be found at: http://www.cdc.gov/ncidod/dvbid/
Governor
Schwarzenegger’s California Budget Proposals for The In Home
Supportive Services Program
Write
to your state representative at savehomecare.org
Facts:
Over 350,000 aged, blind or disabled individuals receive In Home
Supportive Services (IHSS) in California. IHSS enables these consumers
to remain safely in their own homes, as an alternative to out-of-home
care.
51% of IHSS consumers are disabled, 47% are aged,
and 2% are blind. Persons with developmental disabilities constitute
more than 12% of IHSS consumers.
IHSS services include domestic services (such
as meal preparation and laundry), non-medical personal care services
(such as bathing, feeding, toileting), paramedical services and
assistance while traveling to medical appointments.
IHSS costs per individual are approximately $9,000.
This is less than one-fifth the cost of nursing home care.
Governor’s Proposed Cuts:
• Eliminate the “residual”
IHSS program, or approximately 74,000 cases, representing about
23% of the total IHSS caseload in California.
• Eliminate domestic and related IHSS
services for consumers who live with able-bodied family members,
starting October 1, 2004. This would eliminate services to approximately
90,350 consumers when fully implemented.
• Eliminate funding for certain collective
bargaining activities and make it optional, vs. mandatory, for
counties to establish an IHSS employer of record. This would make
it impossible for counties to operate registries of home care
workers who are screened and trained to provide home care to IHSS
consumers.
• Reduce the state’s share of costs
for IHSS home care worker wages and benefits to $6.75/hour and
no benefits.
Eliminate funding and the current mandate for
counties to have consumer-directed IHSS Advisory Boards/Committees.
What are Residual
Services?:
• Recipient whose provider is a spouse
• Parent caring for a minor child
• Recipients under protective supervision
• Recipients receiving advanced pay
• Recipients with a Restaurant Meal Allowance
(RMA)
Seniors and driving
Here has been a lot of talk in the media these
days about seniors and driving. This is all following an accident
in southern California involving an older person and some outdoor
shoppers. This was certainly a tragic event, but we think the media
coverage unfairly focused on the age of the driver and implication
here is to consider whether older people should have driving privileges
at all. It seems unfair to let the mistake of one individual defining
an entire population.
The actual statistics from the U.S. Department
of Transportation show that the bulk of accidents nationwide involve
drivers age 16-54. So, in reality there are problem drivers on the
road of all ages. We still can’t ignore the issue of any driver,
of any age, that may be impaired. The question is: How do we determine
who those drivers are? Clearly this cannot be determined by simply
looking at the age of a person. So, what do we do?
Well, as it turns out the DMV already has mechanisms in place to
find out if a driver, of any age, is capable behind the wheel. The
real solution to this problem is to ensure that these mechanisms
are used and laws that already exist are enforced:
•Any individual concerned about the ability
of any driver can anonymously request the DMV re-evaluate the
driver.
•Law enforcement reports drivers with
multiple violations to the DMV for re-evaluation.
•Every physician is required under the
California Vehicle Code to report to the DMV any individual 14
years or older who has a disorder characterized by lapses of consciousness.
Physicians may notify the DMV when other conditions may cause
impairment.
The next step is that the DMV responds by formally
notifying the driver that they must come in for a review/hearing.
They may bring a lawyer and a physician’s statement with them.
The DMV can request a road test that is a little more vigorous than
the standard test being used for first time licensees. However,
we have heard from several individuals that they reported their
own family members and they were never called in for testing. One
of the problems may be that the DMV doesn’t have the resources
to respond to all these reports. That is what should be addressed
first - the mechanisms are in place...Are they working?? COA suggests
an ad campaign targeted to our nation’s families and health
professionals reminding them that they can help by reporting serious
problems that they have seen.
The system is already in place, let’s examine
it before rushing headlong into ageism. Dr. Monika White, CEO, Center
for Healthy Aging states: "What happened at the Santa Monica
Farmers Market on July 16th is a tragedy on many levels. It is essential
to respond without drawing biased, prejudice, ill-informed conclusions
about older adults and driving. The same rules of agility, mental
alertness, mechanical difficulties, and reflexes can be applied
to a 25 year-old driver as well as an 85 year-old driver.”
Driving is a key requirement for any of us in
the Bay Area. Losing this independence would impact any resident’s
life. What happens to seniors in our community when they lose their
driving privileges? The reality is that they become dependent on
family members and the community to provide many of their daily
needs. A person who cannot drive cannot get to doctor appointments,
grocery stores, pharmacies, or restaurants on their own. Their social
interaction is cut off. They must rely on public transportation,
family members, friends, or the kindness of strangers. One of our
seniors said that if she couldn’t drive any more "I would
not go anywhere” She said she would go hungry if she ran out
of groceries between shopping trips, would be unable to get prescriptions
filled when needed, and would avoid imposing on family or friends
by asking them to take her places. All of this leads to isolation,
depression and even more severe consequences for our seniors.
If there is concern, there are resources available.
AARP’s 55 Alive Mature Driving Program is an eight-hour classroom
refresher for experienced motorists age 50 and older. Web resources
include: the AAA Foundation for Traffic Safety has a senior driver
resource website at: www.seniordrivers.org.
Also, there is a web seminar at: www.asaging.org/webseminars.
These seminars cover talking to family members about difficult decisions,
promoting safety and independence, and assessment of driving capacity.
Take a look at these resources, and drive safely!
Feed a Senior
with Meals on Wheels
Not everyone who is hungry is homeless.
Facts about Bay Area Seniors:
1 out of 4 seniors go hungry each day. The high cost of living in
the Bay Area makes it necessary for some seniors to choose between
housing & food.
The high cost of prescription drugs makes it necessary for some
seniors to choose between vital drugs & food.
With your gift, in any amount, we will deliver nutritious meals
to your elderly neighbors.
Click here for donation form
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